Welcome to Goodpayer!
Cambridge Credit Counseling's Financial Education Resource Center
Our primary goal at Cambridge is to provide consumers with the education, tools, and resources they need to better manage their personal financial lives. We're hoping that you find the information on this page helpful and easy to follow, but we encourage you to provide us with any feedback to make this page more helpful. Email your suggestions or comments to firstname.lastname@example.org
Personal Finance Videos:
AutomobilesCash for Clunkers Cash for Clunkers Keep Rolling Is Your Car Worth Less Than You Owe?
BankingBank Overdraft Fees on the Rise Credit Union Benefits Credit Union Partnership The End of Free Checking Accounts? Get Ready for New Bank Fees How Bank Policies Are Affecting You How the Stock Market Affects Your Personal Finances Save Money with Credit Union Membership
Budgeting and SavingBoosting Your Income The Budget of the Future! Budgeting with the Connors - Part One Budgeting with the Connors - Part Two Celebrate Your Financial Independence Creating a Budget Creating a Crisis Budget Creating Your Spending Plan Cutting the Cord on Cable TV Emotional "Budget Busters" Financial Goals Financial Independence Getting Hooked on Budgeting Going "Beyond" the Purchase How to Change Your Life for Under $50 a Month How to Make the Most of Your Paycheck How to Trick Yourself into Spending Wisely I Don't Earn Enough to Save Money Is It Time to Cut the Cable TV? Is Saving Money Bad for the Economy? Know Your Money A Little Extra Money in Your Paycheck Making Smart Financial Choices Master Your Money with Free On-Line Tools Reinvent Your Relationship with Money Save Big on Your Summer Vacation Saving Money Around the House Saving Money on Child Care Costs Saving Money on Gasoline Saving Money on Life Saving Money on Miscellaneous Expenses Saving Money on Travel Expenses Saving Money With Social Media Simplifying Your Financial Life Specific Financial Goals Spending Habits Spending Plans That 70's Budget: Going Retro with Your Money What Are Your Wants and Needs? Winterizing Your Home
CollectionsBill Collectors Bill Collectors and Your Rights Can't Pay Your Debt? Go to Jail! Collection Account Repayment Plans The CFPB Tames Debt Collectors Dealing with Aggressive Debt Collectors How to Deal with "Ruthless" Bill Collectors
Credit and Credit CardsAre Credit Cards Making a Comeback? Are You Hurting Your Credit? Busting Common Credit Score Myths Consumer Credit Card Debt Credit Cards Credit Cards and Poor Credit Credit Card Fees Credit Card Interest Rates Part 1 (WWLP 22News) Credit Card Interest Rates Part 2 (WWLP 22News) Credit Card Offers Making a BIG Comeback Credit Reports Credit Scores Credit Score Secrets Revealed Credit Tips for Senior Citizens Does the Credit Card Industry Need to be Regulated? Even More Changes to Credit Card Rules Free Access to Your Credit Score How Credit Scores Affect Your Life Identity Theft Is the Credit Card Act Hurting Credit Scores? Is a Free Credit Report Really Free? Managing Good Credit New Credit Card Law Takes Effect New Credit Report Tracks Our Financial Behavior Online Safety Safeguard Your Finances While Traveling Think Twice Before Closing a Credit Card Think You Know Your Credit Score? Think Again! Types of Credit Cards What FICO 08 Means to Your Credit Score What You May Not Know About Credit Cards
Credit CounselingDebt Repayment Strategies Eliminating Debt How Credit Counseling Helps How to Choose a Credit Counseling Agency Talk Your Way Out of Debt The Importance of Creditor Funded Credit Counseling What is a Debt Management Plan? Will Credit Counseling Hurt Your Credit Score?
Financial CrisisDebt Management and Credit Scores Debt Settlement Debt Settlement Companies Under Scrutiny Debt Settlement vs. Debt Management Debt Settlement: Telling the Good Guys from the Bad Guys Do Debt Settlement Programs Work? Exposing Children to Financial Problems Can Be Harmful Financial Stress in the Workplace Finding Legitimate Debt Relief Friends, Family, and Money Don't Mix How to Deal with Debts of the Deceased Is It Time to Forgive Consumer Debt? Managing a Financial Crisis New Rules to Govern Debt Settlement Companies Payday Loans Protecting Yourself Against Financial Scams The Cost of Debt Settlement The Financial Crisis: One Year Later Three Easy Steps to Reduce Financial Stress Warning: The New Debt Settlement Rules Are Here What to Consider When You Consider Bankruptcy Why We're Living Paycheck to Paycheck
Government and RegulationsAmerica Loses its AAA Credit Rating America: Land of the Free, Home of the Poor Hefty Tax Returns for Parents and Students How the Census Affects Your Wallet How the United Way's 2-1-1 Can Help You How to File a Complaint with Your Attorney General How Would You Fix the Economy? Major Changes in Store for Credit Cards Managing Finances During a Recession Mixed News About Our Economic Recovery Money Matters Today New Financial Reform Bill Nears Signing Recession Survival Guide: Financial Blogs Tax Refund Tips Tax Refunds (WWLP 22News) The Number One Lesson From the Recession is… The Recession is Over…Now What? Watch Out for Rapid Refund Tax Loans? What Should You Do With Your Tax Refund? What We (Should Have) Learned From the Recession White House Unveils MoneyAsYouGrow.org Why Are Health Care Costs so High? Will Economic Recovery Continue in 2011?
Holiday SpendingAvoiding Long-Term Holiday Debt CNBC Debt Interview Digging Out from Holiday Debt Last-Minute Holiday Shopping Tips New Year's Resolutions - Part 1 New Year's Resolutions - Part 2 Preparing for Next Year's Holidays Saving Money on Holiday Shopping Thrifty Thanksgiving
Housing and Mortgage Basics"Underwater" Homeowner Program Extended (EHLP) Emergency Homeowner Loan Program Avoiding Mortgage Modification Scams Do Mortgage Modifications Hurt Credit Scores? Do You Need Renters Insurance? First-Time Home Buyers Home Affordable Refinance Program Gets a Makeover Homeowner Affordability and Stability Plan Homeownership How to Choose an Affordable Mortgage Information First-Time Homebuyers Need to Know Is Now a Good Time for "You" to Buy a Home? Is Now a Good Time to Buy a Home? Late Mortgage Payments Hurt Your Credit Mortgage Down Payments New Second Mortgage Modifications Obama's Housing Program: One Month Later Reverse Mortgage Basics Shopping for a Home The Benefits of Housing Counseling The Importance of Homeownership The Stress of Foreclosure Walking Away from Your Home is Not Always the Best Option What You Need to Know about Reverse Mortgages
Jobs and EmploymentHow to Ask for a Raise in a Difficult Economy How to Bring You’re A-Game to a Job Interview How to Stand Out During a Job Interview How to Survive and Thrive in the Workplace Looking for a Job? It's All About Who You Know! Networking New Rules for Collecting Unemployment Benefits Older Employees are Back in Demand Planning For a Job Crisis The Psychological Impact of Unemployment Using the Internet to Find Employment
Kids and College StudentsAllowance Basics Financial Mindset of Young Adults Finding a Job After College Happy Graduation - Pay Up! Help for Grads Drowning in Student Loan Debt Help for Grandparents Raising Grandchildren Pre-Paid Credit Cards for Youth Preparing for a Baby Repaying Student Loans In a Difficult Economy Sesame Street Program Teaches Kids About Money Student Loan Repayment Options Tackling Your Finances After College Teaching Kids the Value of Money Teen Drivers and Auto Insurance What College Students Need to Know About Money
MiscellaneousBecoming Your Own Financial Guru Family Mint's Money Management Certification Program Financial Literacy Financial Literacy: You Pay for What You Don't Know! Financial Records Guessing Game at the Gas Pump Happiness for Sale - Cheap! Have Americans Been Bred to Consume? How to Have a Successful Yard Sale If You Don't Like Your Life, Change it! MassMutual's LifeBridge Free Life Insurance Program Mindfulness Meditation Numbers Game Saving Financial Records Transparency Project Will the $26 Billion Mortgage Settlement Help You? Your Best Financial Move in 2010 is…
Retirement and InvestingThe Future of Retirement
CommercialsYou've Got a Friend in the Business (60 Second Spot) Free Product Trials (the Devil IS in the Details!) Jordan Infomercial CCCC EHLP PSA DRAFT 070111 A Simpler, Safer Way Out of Debt CCCC PSA MASTER ED HD YOUTUBE Cambridge Credit: A Simpler Way A Simpler, Safer Way Out of Debt CCCC A Simpler Way 2011 A Simpler Way The "Joneses" Are Broke…and We're Next! EPISODE 33 Youtube HQ Your Money 2.0 Jordan Goodman on "Studio B" (Fox News) Keeping Money on Your Mind Personal Finance Rally (MA) Better Business Bureau Lonely Man National Spot Reality Store Net Gain Program
Financial Wellness Articles:
Budgeting & Saving-Creating a budget -Creating a crisis budget -Cutting cable costs -Financial tips for couples -Holiday spending -How to select consumer credit counseling agency -Living within your means -Managing a checkbook -Singles and money -Utility bill budget plans
Credit & Credit Cards-Credit card balance transfers -Credit basics -Credit card applications -Credit card bill collectors -Credit card payoff calculator -Credit card protection fraud -Credit card insurance -Credit card minimum monthly payments -Credit card rewards -Credit reports -Credit scores and insurance -Credit terms -Debt-to-income ratio -Dispute credit reports -FICO expansion scores -How credit cards work -Reestablish good credit -Safeguard your finances while traveling -Understand credit scores -Using credit responsibly -What is a charge-off? -What is Credit Counseling? -What is good credit?
Financial Crisis-Advice if you don't need a DMP -Can't afford DMP payment -Effects of financial stress -Financial stress and your health -Dealing with high energy costs -Layoffs and income reductions -Living with uneven income -Loss of income -Unemployed spouse -What is debt settlement
Kids & College Students-Allowance basics -Back-to-school savings -Budgeting for a baby -Children and money management -College students and credit cards -College tuition basics -Financial literacy for teens -Money saving tips for students -Raising kids on one income -Preparing for a new baby -Student loan forgiveness, cancellation, and discharge -Student loan glossary -Teen drivers and auto insurance -Teaching kids the value of money -Young adults and the economy
Retirement & Investing-Life insurance basics -Retirement planning -Saving and investing -What is a 401(k)?
Government & Regulations-Equal Opportunity Credit Act -Fair Debt Collection Practices Act -Federal Reserve (The Fed) -Gross domestic product -Service Members' Civil Relief Act -What is a recession? -Where do taxes go?
Housing & Mortgage Basics-Cash out refinancing -Foreclosure prevention -Mortgage basics -Mortgage calculator -Mortgage downpayments -Mortgage Modifications -Mortgage shopping tips -How do reverse mortgages work -Shopping for a home -Winterizing your home
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