Disclosures
Cambridge Credit Counseling Corp. is NOT A LOAN COMPANY and has been issued licenses by the following state agencies:
| State Agency | License Number |
| Alabama Securities Commission 401 Adams Avenue, Suite 280 Montgomery, Alabama 36104 |
SC374 |
| Arizona State Banking Department 2910 North 44th Street, Suite 310 Phoenix, Arizona 85018 |
DM-0907740 |
| Colorado Department of Law 1525 Sherman Street, 7th Floor Denver, Colorado 80203 |
000006 |
| Connecticut Department of Banking 260 Constitution Plaza Hartford, Connecticut 06103-1800 |
9714 |
| Delaware Department of Justice Office of the Attorney General Carvel State Building, 5th Floor 820 N. French Street Wilmington, Delaware 19801 |
07-16 |
| Idaho Department of Finance 800 Park Blvd, Suite 200 Boise, Idaho 83712 |
CDC 4832 |
| Illinois Department of Financial and Professional Regulation Division of Financial Institutions Consumer Credit Section 320 W. Washington, Suite 229 Springfield, Illinois 62701 |
DM 228 |
| Indiana Department of Financial Institutions 30 South Meridian St., Suite 300 Indianapolis, Indiana 46204 |
10720 |
| Iowa Division of Banking 200 East Grand Avenue, Suite 300 Des Moines, Iowa 50309 |
DM-2006-0287 |
| Kansas Office of the State Bank Commissioner 700 SW Jackson, Suite 300 Topeka, Kansas 66603 |
CSO-0000031 |
| Kentucky Office of the Attorney General Consumer Protection Division 1024 Capital Center Drive, Suite 200 Frankfort, Kentucky 40601 |
File #02 |
| Maine Department of Professional & Financial Regulation Bureau of Consumer Credit Protection 35 State House Station Augusta, Maine 04333-0035 |
DMS-5616 |
| Maryland Commissioner of Financial Regulation 500 North Calvert Street, Room 402 Baltimore, Maryland 21202-3651 |
14-42 |
| Michigan Department of Energy, Labor and Economic Growth Office of Financial and Insurance Regulation 611 West Ottawa Street, 3rd Floor Lansing, Michigan 48933 |
0010556 |
| Mississippi Department of Banking and Consumer Finance 501 N. West Street 901 Woolfolk Building, Suite A P.O. Box 23729 Jackson, Mississippi 39225-3729 |
22/2012 |
| State Agency | License Number |
| Montana Department of Justice Office of Consumer Protection P.O. Box 200501 Helena, Montana 59620-0501 |
2011-127 |
| Nebraska Secretary of State 1445 "K" Street, State Capitol Street, Suite 1305 Lincoln, Nebraska 68509 |
No Number Issued |
| Nevada Department of Business and Industry Financial Institutions Division 1179 Fairview Drive Carson City, Nevada 89701 |
DMSM11012 |
| New Hampshire Banking Department 53 Regional Drive, Suite 200 Concord, New Hampshire 03301 |
13768-DA |
| New Jersey Department of Banking and Insurance Licensing Service Banking PO Box 473 Trenton, New Jersey 08625-0473 |
L062857 |
| New York State Department of Financial Services One State Street New York, NY 10004 |
BP102555 |
| Oregon Department of Consumer and Business Services Division of Finance and Corporate Securities P.O. Box 14480, 350 Winter Street NE, Suite 410 Salem, Oregon 97309-0405 |
DM-80020 |
| Pennsylvania Department of Banking Licensing Division 17 North Second Street, 13th Floor Harrisburg, Pennsylvania 17101 |
23256 |
| South Carolina Department of Consumer Affairs Consumer Finance Division 2221 Devine Street, Second Floor Columbia, South Carolina 20205 |
CC-0613600-0613600 |
| Tennessee Department of Commerce and Insurance Division of Consumer Affairs 500 James Robertson Parkway Nashville, Tennessee 37243-0600 |
0035 |
| Texas Department of Banking Division of Banking and Securities 2601 N. Lamar Boulevard Austin, Texas 78705 |
DM06-10019 |
| US Virgin Islands Office of the Lieutenant Governor Division of Banking and Insurance #5049 Kongens Gade, Charlotte Amalie St. Thomas, USVI 00802-6487 |
DMSP-02-11 |
| Vermont Department of Banking, Insurance, Securities and Health Care Administration 89 Main Street, Drawer 20 Montpelier, Vermont 05620-3101 |
No. 28 |
Required Disclosures
- Fees may apply for debt management plans.
- VT Licensed Debt Management Service Provider
- KS Licensed Debt Management Provider, Registration number CSO-0000031.
The Kansas Office of the State Bank Commissioner will accept questions and complaints from consumers regarding Cambridge Credit Counseling Corp. at 700 SW Jackson, Suite 300, Topeka, Kansas, 66603, or by calling toll-free 1-877-387-8532 - MD Licensed Debt Management Provider, Registration number 14-42.
The commissioner of financial regulation for the state of Maryland will accept questions and complaints from Maryland residents regarding Cambridge (License #14-42) at 500 N. Calvert Street, Room 402, Baltimore, MD 21202-3651, Phone 1-888-784-0136. - Mississippi Licensed Debt Management Service Provider: MS Debt Management License Number 16/2011.
- New York Licensed Budget Planner
Due to exemption or the lack of a licensing requirement, Cambridge is also conducting business in the following 18 states.
Alaska,
Arkansas,
California,
Florida,
Georgia,
Hawaii,
Louisiana,
Massachusetts,
Missouri,
New Mexico,
North Carolina,
North Dakota,
Ohio,
Oklahoma,
South Dakota,
Washington,
West Virginia,
Wyoming
Cambridge is not conducting business in the following five states/territories. We plan to apply for licenses in the future.
Minnesota, Rhode Island, Virginia, Wisconsin, Puerto Rico
Disclaimer
We Are Not Lawyers
We are credit counselors who specialize in providing the information people need to more effectively manage their credit and debt. In the course of a consultation, a responsible counselor should advise you of the options suited to your financial circumstances. Among many alternatives, this can include the liquidation of assets you may have, budget adjustments you might consider making, negotiating with your creditors on your own, enrolling in a debt management plan, or consulting with a bankruptcy attorney. You must bear in mind that our advice is not legal advice, and that our counselors are not authorized to provide such counsel.
According to the Code of Ethics our counselors are sworn to uphold, a counselor should only provide counsel within his or her area of expertise. If your circumstances indicate that you should also consult with a professional in some other area, we’ll advise you accordingly.
No False Promises
Our counselors are thoroughly trained and independently certified, so why don’t we guarantee that your credit standing will improve if you simply follow our advice? The easy answer is that as a responsible agency, we can’t give any kind of guarantee, even though we stand behind the soundness of our advice. It sounds contradictory, but there are two reasons for this we’re certain you’ll appreciate.
- We can’t be with you 24 hours a day to monitor your financial behavior, and;
- Lenders make their own decisions to grant credit, and the decisions they make are based on a number of variables that extend well beyond the scope of our service.
We know what has worked for millions of Americans in the past, and that our advice is echoed by experts throughout the financial services industry, but we can’t provide any kind of guarantee.
