Disclosures
Please note that we are NOT A LOAN COMPANY. Cambridge Credit Counseling Corp. is a:
- VT Licensed Debt Management Service Provider
- KS Licensed Debt Management Provider, Registration number CSO-1032
The Kansas Office of the State Bank Commissioner will accept questions and complaints from consumers regarding Cambridge Credit Counseling Corp. at 700 SW Jackson, Suite 300, Topeka, Kansas, 66603, or by calling toll-free 1-877-387-8532 - MD Licensed Debt Management Provider, Registration number 14-42
The commissioner of financial regulation for the state of Maryland will accept questions and complaints from Maryland residents regarding Cambridge (License #14-42) at 500 N. Calvert Street, Room 402, Baltimore, MD 21202-3651, Phone 1-888-784-0136. - Mississippi Licensed Debt Management Service Provider: MS Debt Management License Number 5/2009.
Additional states in which we are licensed and/or conduct business include:
Alabama, Alaska, Arkansas, Arizona, California, Colorado,
Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho,
Illinois, Iowa, Kansas, Kentucky, Louisiana, Maine,
Massachusetts, Michigan, Mississippi, Missouri, Montana,
Nebraska, New Hampshire, New Jersey, New Mexico, Nevada,
North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania,
South Carolina, South Dakota, Tennessee, Texas, Utah,
Vermont, Washington, West Virginia, Wyoming
Fees may apply for debt management plans.
Disclaimer
We Are Not Lawyers
We are credit counselors who specialize in providing the information people need to more effectively manage their credit and debt. In the course of a consultation, a responsible counselor should advise you of the options suited to your financial circumstances. Among many alternatives, this can include the liquidation of assets you may have, budget adjustments you might consider making, negotiating with your creditors on your own, or consulting with a bankruptcy attorney. You must bear in mind that our advice is not legal advice, and that our counselors are not authorized to provide such counsel.
According to the Code of Ethics our counselors are sworn to uphold, a counselor should only provide counsel within his or her area of expertise. If your circumstances indicate that you should also consult with a professional in some other area, we’ll advise you accordingly.
No False Promises
Our counselors are thoroughly trained and independently certified, so why don’t we guarantee that your credit standing will improve if you simply follow our advice? The easy answer is that as a responsible agency, we can’t give any kind of guarantee, even though we stand behind the soundness of our advice. It sounds contradictory, but there are two reasons for this we’re certain you’ll appreciate.
- We can’t be with you 24 hours a day to monitor your financial behavior, and;
- Lenders make their own decisions to grant credit, and the terms they choose are based on a number of variables that extend well beyond the scope of our service.
We know what has worked for millions of Americans in the past, and that our advice is echoed by experts throughout the financial services industry, but we can’t provide any kind of guarantee.
