• Existing Clients: (800) 527-7595
  • New Inquiries: (800) 235-1407


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  • About Cambridge Credit Counseling
  • About Cambridge Credit Counseling
  • About Cambridge Credit Counseling

About Cambridge Credit Counseling

The Cambridge Credit Counseling Mission...

"Cambridge is dedicated to promoting a more knowledgeable and financially responsible America: by teaching sound money management practices; by assisting financially distressed individuals and families through appropriate counseling, education and advice; and by providing people with information and resources needed to attain, maintain and sustain housing."


Our History...

Cambridge Credit Counseling is a 501(c)(3) non-profit credit and housing counseling agency, established in 1996. We have been providing credit counseling and financial literacy education to consumers nationwide since our inception. To complement these established credit counseling services and in response to the needs of our community, we have developed a number of housing counseling programs over the past two years. These services were approved by the U.S. Department of Housing and Urban Development in 2009, and our reverse mortgage counseling services were approved by the Massachusetts Executive Office of Elder Affairs in 2010. Our counselors have an average of 10 years of employment with Cambridge and, in that time, have acquired and maintained national certifications through the Association for Financial Counseling and Planning Education, the Partnership for Financial Education, NeighborWorks, and the United States Department of Housing and Urban Development. Considering their experience, knowle dge and dedication, we consider our counselors to be experts in the financial counseling field.

Credit Counseling

We've been helping people get out of debt for nearly 20 years. Our credit counseling division specializes in finding personalized debt relief solutions for each person's unique financial situation. During a credit counseling session, one of our certified credit counselors will perform a full review of your income and expenses and develop an action plan to help you achieve your financial goals.

Housing Counseling

Cambridge is approved by the Department of Housing and Urban Development (HUD) to provide housing counseling services in our community. We specialize in Foreclosure Intervention and Default Counseling, First-Time Homebuyer Education, and Rental Counseling. So, whether you're a homeowner facing foreclosure, looking to buy your first home, or want to know your rights as a renter or landlord, our certified housing counseling professionals can help.

Reverse Mortgage Counseling

Cambridge is approved by the Massachusetts Executive Office of Elder Affairs to provide Reverse Mortgage Counseling to seniors seeking this mortgage option. Our goal is to make sure that seniors are aware of the pros and cons of obtaining a reverse mortgage in order to help them make an informed and educated decision.

Bankruptcy Counseling

Cambridge is a U.S. Department of Justice approved credit counseling agency and issues credit counseling certificates in compliance with U.S. Bankruptcy Code. The pre- and post-counseling that we provide is required in order to file and finailize your bankruptcy filing. The counseling sessions are offered through our online bankruptcy counseling portal so the courses can be completed in the privacy and comfort of your home.


Approval by the U.S. Department of Justice does not endorse or assure the quality of our bankruptcy counseling services.