• Existing Clients: (800) 527-7595
  • New Inquiries: (800) 235-1407

Welcome to Cambridge Credit Counseling

Rated 5 Out of 5 Stars on ConsumerAffairs.com

(Ratings are from actual Cambridge Clients. Click to see what our clients have said about us!)

Get out of credit card debt with Cambridge Credit Counseling

First Name:

Last Name:


Zip Code:

Phone Number:

Housing Counseling - Cambridge Credit Counseling
Student Loan Counseling - Cambridge Credit Counseling

Consumer Credit Counseling Services from a Trusted Non-Profit

Are you having trouble paying down the balances on your credit cards? Are you struggling to keep up with your mortgage payments? Are you a senior considering a reverse mortgage? Are you concerned about student loan debt? Considering bankruptcy? Regardless of your financial concerns, at Cambridge Credit Counseling, we’ve got you covered. We are a full-service consumer credit counseling agency, offering a variety of services to help you get your financial life in order. Our services include:

  • Credit counseling. Credit counseling is a FREE service that we offer to consumers who are looking to find ways out of debt. Our consumer credit counseling professionals are nationally certified debt experts who will perform and in-depth analysis of your financial situation to help identify ways for you to save money and get out of debt.
  • Debt management plans. Also known as a “DMP”, a debt management plan can help consumers by consolidating their unsecured debt, such as credit card debt, into one simple monthly payment. Our typical debt management plan clients see an average interest rate reduction on their credit card accounts of about 64%, which results in an average savings of $142 per month on their credit card payments.
  • HUD-Approved Housing Counseling. Cambridge is approved by the Department of Housing and Urban Development (HUD) to provide many housing-related services to residents of our community. Our housing counseling services include foreclosure prevention, rental counseling, first-time homebuyer courses, and post-purchase housing counseling.
  • Pre- and post-filing bankruptcy counseling. Cambridge is approved by the U.S. Justice Department’s Executive Office of United States Trustees to offer the required educational courses that consumers need in order to file and complete a bankruptcy petition. In order to file for bankruptcy, consumers must first complete the pre-filing credit counseling course. In order to obtain a discharge of their debts in bankruptcy, consumers must also complete the post-filing debtor education course.
  • Reverse Mortgage Counseling. Many seniors are looking to reverse mortgages to help them through their golden years. Our certified reverse mortgage (HECM) counselors are here to ensure that seniors fully understand all aspects of the reverse mortgage so that they can make an informed decision. Reverse mortgage counseling is required for anyone seeking a reverse mortgage.

There are lots of reasons why people seek the assistance of a consumer credit counseling service like Cambridge Credit Counseling. Regardless of why you’re here, we’re just thankful that you’ve found us and we are looking forward to helping you. Remember, debt does not have to be a dead end! Get your finances back on-track and finally get out of debt. Start by calling your friends at Cambridge Credit Counseling right now.

Why Choose Cambridge Credit Counseling?

Cambridge Credit Counseling is a 501(c)(3) non-profit agency offering credit counseling, housing counseling, reverse mortgage counseling, and bankruptcy counseling services. We are a national organization providing assistance for a wide-range of financial issues, and chances are that you or someone you know could benefit from one of our many services.

All of our professional counselors are certified through an independent third party, and they have an average of over 13 years of experience helping people gain control of their finances. Our counselors are here to help you. All you have to do now is help yourself by calling Cambridge today at (800) 235-1407, or click on one of the buttons above to get started right now!

  • Experience - Providing credit counseling, debt management plans, and financial education services since 1996
  • Expertise - Credit Counselors providing debt management plan services average more than 13 years of experience
  • Credentials - 501(c)(3) non-profit agency with an A+ Better Business Bureau rating
  • Popularity - #1-Rated debt management organization on ConsumerAffairs.com
  • Housing Counseling - HUD-approved housing counseling agency
  • Bankruptcy Counseling - U.S. Justice Department Executive Office of U.S. Trustees-approved bankruptcy counseling agency
  • Reverse Mortgage Counseling - Massachusetts Executive Office of Elder Affairs-approved services
  • Click to review the latest edition of our Transparency Report
  • Download your copy of our financial wellness guide, Learn Now or Pay Later!
  • Review our 2011 Annual Report here
  • Download a copy of Driving as if Your Budget Depends on It, a consumer guide to saving on fuel expenses
  • Click to review or download our guide to Credit Counseling and Debt Management
  • Get the latest version of our quarterly newsletter, The Cambridge Quarterly
  • Cambridge Credit Counseling is a proud member of AICCCA