Enter what you owe, the interest rate, and what you can pay each month. It returns the number of months to clear the balance and the total interest along the way, and shows what changes if you pay a little more.
It runs entirely in your browser. Nothing you enter is sent anywhere, nothing is stored, and it does not ask who you are. It is a calculator rather than advice, and a certified counselor can go through your own situation with you free of charge.
Prefer to talk to someone? Call 800-857-2808. Credit counseling is free and there is nothing to buy.
