Free calculators

Five calculators, free, with nothing to sign up for. They run entirely in your browser and nothing you type is sent anywhere.

• Payoff timeline — how long a balance takes to clear
• Interest cost — what a balance costs over time
• Debt-to-income ratio — the figure lenders use
• Budget — income against outgoings
• Payment comparison — the minimum against paying more

Prefer to talk to someone? Call 800-857-2808. Credit counseling is free and there is nothing to buy.