Debt-to-income ratio calculator
Enter your monthly debt payments and your gross monthly income. It returns your debt-to-income ratio as a percentage, which is the figure a mortgage lender looks at first.
What it does not do
It runs entirely in your browser. Nothing you enter is sent anywhere, nothing is stored, and it does not ask who you are. It is a calculator rather than advice, and a certified counselor can go through your own situation with you free of charge.
The other calculators
Prefer to talk to someone? Call 800-857-2808. Credit counseling is free and there is nothing to buy.
