Tired of being in debt?
Our non-profit debt consolidation program could reduce your monthly credit card payments by an average of 25% and still have you debt free fast!
Welcome to Cambridge Credit Counseling. We are a non-profit debt relief agency with a mission to help you get out of debt fast, while giving you the tools and support you need to stay debt free forever. Here are the benefits that our typical clients enjoy:
- Average credit card interest rates reduced from 22% down to 8%
- Average monthly credit card payments reduced by 25%
- Average debt repayment in just 48 months or less
Complete this form or call (800) 235-1407 to speak with a certified counselor and find out if debt consolidation is right for you!
Cambridge is NOT A LOAN COMPANY. We do not lend money.
Schedule your free debt analysis!
Typical Cambridge Debt Consolidation Client Savings
On their own
(making only minimum monthly payments)
Minimum monthly payment:
Number of months to pay off debt:
(based on average program benefits)
Minimum monthly payment:
Number of months to pay off debt:
Total interest savings: $18,686.07
Total time savings: 322 months (almost 27 years!)
Example based on typical program benefits - actual benefits and terms will vary based on your creditors and financial situation. Average program completion time for our clients is only 42 months.
What our clients are saying about our non-profit debt relief services:
Get a FREE consultation for any of our non-profit services:
Credit counseling is a FREE service for consumers who are looking to find ways out of debt. Our consumer credit counseling professionals are nationally certified debt experts who will perform an in-depth analysis of your financial situation to help identify ways for you to save money and get out of debt.
Debt consolidation is a safe, effective way to responsibly pay your credit card debt. You'll make one simple payment every month and we'll pay your creditors, all while saving you time and money. Our clients see average interest rate reductions of 64%, reducing their monthly payments by around 25%.
Cambridge is approved by the Department of Housing and Urban Development (HUD) to provide housing-related services throughout the country. Our housing counseling services include foreclosure prevention, rental counseling, first-time homebuyer courses, and post-purchase housing counseling.
Financial Excellence Program
Have you been struggling to achieve your financial goals? The Cambridge Financial Excellence Program was designed to help people seeking to improve their financial profile and get to a better place financially, whether it's improving their credit scores, increasing savings, or qualifying for better financing.
Student Loan Counseling
Student loan debt has surpassed credit card debt and is now ranked #2 in terms of debts that Americans are holding, second only to mortgage debt. Our student loan counselors will review your entire financial profile, including your federal student loans, and work with you to find an affordable solution.
Reverse Mortgage Counseling
Many seniors are looking to reverse mortgages to help them through their golden years. Our certified reverse mortgage (HECM) counselors are here to ensure that seniors fully understand all aspects of the reverse mortgage so that they can make an informed decision. Counseling is required for HECMs.
Cambridge is approved by the U.S. Justice Department’s EOUST to offer the educational courses that consumers need in order to file and complete a bankruptcy petition. Before filing, consumers must first complete the pre-filing course and must complete the post-filing debtor education course to get a certificate.
Find out how fast you can get out of debt and how much you can save!
Call (800) 235-1407 or complete the form above to get started!
Schedule Your FREE Debt Consulation With a Certified Counselor Now!
At Cambridge, our goal is to get you out of credit card debt fast, with as little cost to you as possible. Our Debt Consolidation services allow you to make just one simple monthly payment for all of the debts you include on our program.
By enrolling in our program, our typical clients enjoy average interest rate reductions from 22% down to 8%, saving them an average of nearly $150 every month. These reductions help our clients to get out of debt in just about 52 months. Other benefits of our debt consolidation services include bringing past-due accounts current and the elimination of certain late or over-limit fees.
Please complete the form above to schedule your FREE Debt Analysis now. We will never share your information to anyone, for any reason, ever!
Our Top Financial Literacy Articles
Our main goal here at Cambridge is to spread financial education and increase financial literacy.
Below are our most popular articles:
Some of Our Financial Education Publications
Click on any of the following helpful guides to download, or click here to see all available publications and tools.
Why Choose Cambridge Credit Counseling?
Cambridge Credit Counseling is a 501(c)(3) non-profit agency offering credit counseling, housing counseling, reverse mortgage counseling, and bankruptcy counseling services. We are a national organization providing assistance for a wide-range of financial issues, and chances are that you or someone you know could benefit from one of our many services.
All of our professional counselors are certified through an independent third party, and they are here to help you. All you have to do now is help yourself by calling Cambridge today at (800) 235-1407, or complete this form to get started right now!
- Experience - Providing credit counseling, debt management plans, and financial education services since 1996
- Credentials - A 501(c)(3) not-for-profit agency | FCAA member | NFCC Member | A+BBB rating
- Expertise - Nationally-certified credit counselors and housing counselors averaging over 14 years experience
- Reputation - We are the top-rated debt counseling agency in the country on ConsumerAffairs.com
- Quality - Cambridge is an ISO 9001:2015 registered and FCAA Code of Practice compliant debt management agency (view certificate)