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Meet Our Certified Credit Counselors & Housing Counselors

Cambridge employs a collection of professional, certified credit counseling and housing counseling professionals who are among the most dedicated men and women in our profession. This group has an average tenure of nearly 13 years with our agency, many of whom are cross-trained and certified in order to provide consumers with the expertise they deserve in a counselor. These are the men and women who change the lives of struggling people every single day, and they are standing by to help you, too.

Read our reviews to find our why our clients have rated us 5 out of 5 stars! Consumer affairs logo and link to our review page
Aaron Caplette
Aaron Caplette is a certified credit counselor and reverse mortgage counselor

HUD-Approved Reverse Mortgage Counselor
PFE Certified Debt Management Professional

Aaron Caplette email address:Email: acaplette@cambridgecredit.org
Amy Viale
Amy Viale is a certified credit counselor

PFE Certified Debt Management Professional

Amy Viale email address:Email: aviale@cambridgecredit.org
Andrew Campbell
Andrew Campbell is a certified reverse mortgage counselor

HUD-Approved Reverse Mortgage Counselor

Andrew Campbell email address:Email: acampbell@cambridgecredit.org
Andrew Desousa
Andrew Desousa is a certified credit counselor

PFE Certified Debt Management Professional

Andrew Desousa email address:Email: adesousa@cambridgecredit.org
Anna Pouliot
Anna Pouliot is a certified credit counselor

PFE Certified Debt Management Professional

Anna Pouliot email address:Email: apouliot@cambridgecredit.org
Arianne Hutchins
Arianne Hutchins is a certified credit counselor

PFE Certified Debt Management Professional

Arianne Hutchins email address:Email: ahutchins@cambridgecredit.org
Beata Chovance
Beata Chovance is a certified credit counselor, housing counselor and reverse mortgage counselor

HUD-Approved Reverse Mortgage Counselor
NCHEC Certified Housing, Pre-Purchase, & Foreclosure Counselor
PFE Certified Debt Management Professional

Beata Chovance email address:Email: bchovance@cambridgecredit.org
Christopher Mega
Christopher Mega is a certified credit counselor

PFE Certified Debt Management Professional

Christopher Mega email address:Email: cmega@cambridgecredit.org
Christopher Scarfo
Christopher Scarfo is a certified credit counselor

PFE Certified Debt Management Professional

Christopher Scarfo email address:Email: cscarfo@cambridgecredit.org
Christopher Viale
Christopher Viale is a certified credit counselor and reverse mortgage counselor

HUD-Approved Reverse Mortgage Counselor
PFE Certified Debt Management Professional
NCHEC Certified Housing Counselor & Program Manager

Christopher Viale email address:Email: cviale@cambridgecredit.org
Debra Devine
Debra Devine is a certified credit counselor

PFE Certified Debt Management Professional

Debra Devine email address:Email: ddevine@cambridgecredit.org
Doreen White
Doreen White is a certified credit counselor

Housing Counseling Intake Specialist

Doreen White email address:Email: dwhite@cambridgecredit.org
Erica Lavelle
Erica Lavelle is a certified credit counselor

PFE Certified Debt Management Professional

Erica Lavelle email address:Email: elavalle@cambridgecredit.org
Glen Gauthier
Glen Gauthier is a certified credit and reverse mortgage counselor

PFE Certified Debt Management Professional
HUD-Approved Reverse Mortgage Counselor

Glen Gauthier email address:Email: ggauthier@cambridgecredit.org
Gordon Oliver
Gordon Oliver is a certified credit counselor and student loan counselor

PFE Certified Debt Management Professional
FCAA Certified Student Loan Counselor

Gordon Oliver email address:Email: goliver@cambridgecredit.org
Henry Williamson
Henry Williamson is a certified credit counselor and reverse mortgage counselor

PFE Certified Debt Management Professional
HUD-Approved Reverse Mortgage Counselor

Henry Williamson email address:Email: hwilliamson@cambridgecredit.org
Immacolata Barnard
Immacolata Barnard is a certified credit counselor, housing counselor, and reverse mortgage counselor

PFE Certified Debt Management Professional
NCHEC Certified Housing Counselor
HUD-Approved Reverse Mortgage Counselor

Immacolata Barnard email address:Email: ibarnard@cambridgecredit.org
Jacob Goudreau
Jacob Goudreau is a certified credit counselor

PFE Certified Debt Management Professional

Jacob Goudreau email address:Email: jgoudreau@cambridgecredit.org
James McMahon
James McMahon is a certified credit counselor

PFE Certified Debt Management Professional

James McMahon email address:Email: jmcmahon@cambridgecredit.org
Jennifer Cosentini
Jennifer Cosentini is a certified credit and housing counselor

PFE Certified Debt Management Professional
NCHEC Certified Program Manager
HUD-Approved Reverse Mortgage Counselor

Jennifer Cosentini email address:Email: jcosentini@cambridgecredit.org
Jocelyn Briotta
Jocelyn Briotta is a certified credit counselor and reverse mortgage counselor

PFE Certified Debt Management Professional
HUD-Approved Reverse Mortgage Counselor

Jocelyn Briotta email address:Email: jbriotta@cambridgecredit.org
JP Pelczar
JP Pelczar is a certified credit counselor

PFE Certified Debt Management Professional

JP Pelczar email address:Email: jpelczar@cambridgecredit.org
Julissa Correa
Julissa Correa is a certified reverse mortgage counselor

HUD-Approved Reverse Mortgage Counselor

Julissa Correa email address:Email: jcorrea@cambridgecredit.org
Justin Lally
Justin Lally is a certified credit counselor

PFE Certified Debt Management Professional
HUD-Approved Reverse Mortgage Counselor

Justin Lally email address:Email: jlally@cambridgecredit.org
Kamali Miller
Kamali Miller is a certified credit counselor

PFE Certified Debt Management Professional

Kamali Miller email address:Email: kmiller@cambridgecredit.org
Karen Beaulieu
Karen Beaulieu is a certified credit counselor and reverse mortgage counselor

PFE Certified Debt Management Professional
HUD-Approved Reverse Mortgage Counselor

Karen Beaulieu email address:Email: kbeaulieu@cambridgecredit.org
Lynn Stockley
Lynn Stockley is a certified credit counselor

PFE Certified Debt Management Professional

Lynn Stockley email address:Email: lstockley@cambridgecredit.org
Mandy Lancto
Mandy Lancto is a certified credit counselor

PFE Certified Debt Management Professional

Mandy Lancto email address:Email: mlancto@cambridgecredit.org
Markellus Ragans
Markellus Ragans is a certified credit counselor

PFE Certified Debt Management Professional

Markellus Ragans email address:Email: mragans@cambridgecredit.org
Martin Lynch
Martin Lynch is a certified credit and housing counselor

PFE Certified Debt Management Professional
NCHEC Certified Program Manager
HUD-Approved Reverse Mortgage Counselor

Martin Lynch email address:Email: mlynch@cambridgecredit.org
Marybeth Kolb
Marybeth Kolb is a certified credit counselor and reverse mortgage counselor

PFE Certified Debt Management Professional
HUD-Approved Reverse Mortgage Counselor

Marybeth Kolb email address:Email: mkolb@cambridgecredit.org
Mary Jane Golden
Mary Jane Golden is a certified reverse mortgage counselor

HUD-Approved Reverse Mortgage Counselor

Mary Jane Golden email address:Email: mgolden@cambridgecredit.org
Michelle Bailey
Michelle Bailey is a certified credit counselor

PFE Certified Debt Management Professional

Michelle Bailey email address:Email: mbailey@cambridgecredit.org
Olan Newman
Olan Newman is a certified credit counselor

PFE Certified Debt Management Professional

Olan Newman email address:Email: onewman@cambridgecredit.org
Richard Berthiaume
Richard Berthiaume is a certified credit counselor and reverse mortgage counselor

PFE Certified Debt Management Professional
HUD-Approved Reverse Mortgage Counselor

Richard Berthiaume email address:Email: rberthiaume@cambridgecredit.org
Robin Kellerman
Robin Kellerman is a certified credit counselor

PFE Certified Debt Management Professional

Robin Kellerman email address:Email: rkellerman@cambridgecredit.org
Ryan Graywacz
Ryan Graywacz is a certified credit counselor

PFE Certified Debt Management Professional

Ryan Graywacz email address:Email: rgraywacz@cambridgecredit.org
Ryan Merceri
Ryan Merceri is a certified credit counselor

PFE Certified Debt Management Professional

Ryan Merceri email address:Email: rmerceri@cambridgecredit.org
Sandra Loesch
Sandra Loesch is a certified credit counselor and reverse mortgage counselor

PFE Certified Debt Management Professional
HUD-Approved Reverse Mortgage Counselor

Sandra Loesch email address:Email: sloesch@cambridgecredit.org
Sarah Beaton
Sarah Beaton is a certified credit counselor

PFE Certified Debt Management Professional

Sarah Beaton email address:Email: sbeaton@cambridgecredit.org
Shanise Turner
Shanise Turner is a certified credit counselor

PFE Certified Debt Management Professional

Shanise Turner email address:Email: sturner@cambridgecredit.org
Tara Marshall
Tara Marshall is a certified credit counselor and reverse mortgage counselor

PFE Certified Debt Management Professional
HUD-Approved Reverse Mortgage Counselor

Tara Marshall email address:Email: tmarshall@cambridgecredit.org
Timothy Greenman
Timothy Greenman is a certified credit counselor

PFE Certified Debt Management Professional

Timothy Greenman email address:Email: tgreenman@cambridgecredit.org
Tinamarie Cangemi
Tinamarie Cangemi is a certified credit counselor

PFE Certified Debt Management Professional

Tinamarie Cangemi email address:Email: tcangemi@cambridgecredit.org
Todd Friedhaber
Todd Friedhaber is a certified credit counselor, housing counselor and reverse mortgage counselor

PFE Certified Debt Management Professional
HUD-Approved Reverse Mortgage Counselor
NCHEC Certified Housing Counselor

Todd Friedhaber email address:Email: tfriedhaber@cambridgecredit.org
Tracy Levesque
Tracy Levesque is a certified credit counselor

PFE Certified Debt Management Professional

Tracy Levesque email address:Email: tlevesque@cambridgecredit.org
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