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Meet Our Certified Credit Counselors & Housing Counselors

Cambridge employs a collection of professional, certified credit counseling and housing counseling professionals who are among the most dedicated men and women in our profession. This group has an average tenure of over 14 years with our agency, many of whom are cross-trained and certified in order to provide consumers with the expertise they deserve in a counselor. These are the men and women who change the lives of struggling people every single day, and they are standing by to help you, too.

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Amanda Perry
Amanda Perry is a certified credit counselor

PFE Certified Debt Management Professional

Amanda Perry email address:Email: aperry@cambridgecredit.org
Amy Viale
Amy Viale is a certified credit counselor

PFE Certified Debt Management Professional

Amy Viale email address:Email: aviale@cambridgecredit.org
Beata Gosselin
Beata Gosselin is a certified credit counselor, housing counselor and reverse mortgage counselor

HUD-Approved Reverse Mortgage Counselor
HUD-Certified Housing Counselor
NCHEC Certified Housing, Pre-Purchase, & Foreclosure Counselor
PFE Certified Debt Management Professional

Beata Gosselin email address:Email: bchovance@cambridgecredit.org
Christopher Mega
Christopher Mega is a certified credit counselor

PFE Certified Debt Management Professional

Christopher Mega email address:Email: cmega@cambridgecredit.org
Christopher Scarfo
Christopher Scarfo is a certified credit counselor

NFCC Certified Credit Counselor

Christopher Scarfo email address:Email: cscarfo@cambridgecredit.org
Christopher Viale
Christopher Viale is a certified credit counselor and reverse mortgage counselor

PFE Certified Debt Management Professional
NCHEC Certified Housing Counselor & Program Manager

Christopher Viale email address:Email: cviale@cambridgecredit.org
Debra Devine
Debra Devine is a certified credit counselor

PFE Certified Debt Management Professional

Debra Devine email address:Email: ddevine@cambridgecredit.org
Elizabeth Stevens
Elizabeth Stevens is a HUD-certified housing counselor

HUD-Certified Housing Counselor

Elizabeth Stevens email address:Email: estevens@cambridgecredit.org
Erica Lavelle
Erica Lavelle is a certified credit counselor

PFE Certified Debt Management Professional

Erica Lavelle email address:Email: elavalle@cambridgecredit.org
Henry Williamson
Henry Williamson is a certified credit counselor and reverse mortgage counselor

NFCC Certified Credit Counselor
HUD-Certified Housing Counselor
HUD-Approved Reverse Mortgage Counselor

Henry Williamson email address:Email: hwilliamson@cambridgecredit.org
Immacolata Barnard
Immacolata Barnard is a certified credit counselor, housing counselor, and reverse mortgage counselor

NFCC Certified Credit Counselor
NCHEC Certified Housing Counselor
HUD-Approved Reverse Mortgage Counselor

Immacolata Barnard email address:Email: ibarnard@cambridgecredit.org
Jennifer Cosentini
Jennifer Cosentini is a certified credit and housing counselor

PFE Certified Debt Management Professional
NCHEC Certified Program Manager
HUD-Certified Housing Counselor
HUD-Approved Reverse Mortgage Counselor

Jennifer Cosentini email address:Email: jcosentini@cambridgecredit.org
Justin Lally
Justin Lally is a certified credit counselor

PFE Certified Debt Management Professional
HUD-Certified Housing Counselor
HUD-Approved Reverse Mortgage Counselor

Justin Lally email address:Email: jlally@cambridgecredit.org
Karen Beaulieu
Karen Beaulieu is a certified credit counselor and reverse mortgage counselor

NFCC Certified Credit Counselor
HUD-Certified Housing Counselor
HUD-Approved Reverse Mortgage Counselor

Karen Beaulieu email address:Email: kbeaulieu@cambridgecredit.org
Louise Meade
Louise Meade is a certified credit counselor

NFCC Certified Credit Counselor

Louise Meade email address:Email: lmeade@cambridgecredit.org
Lynn Stockley
Lynn Stockley is a certified credit counselor

PFE Certified Debt Management Professional

Lynn Stockley email address:Email: lstockley@cambridgecredit.org
Malissa Simmons
Malissa Simmons is a HUD-certified housing counselor

HUD-Certified Housing Counselor

Malissa Simmons email address:Email: msimmons@cambridgecredit.org
Mandy Lancto
Mandy Lancto is a certified credit counselor

PFE Certified Debt Management Professional

Mandy Lancto email address:Email: mlancto@cambridgecredit.org
Markellus Ragans
Markellus Ragans is a certified credit counselor

PFE Certified Debt Management Professional

Markellus Ragans email address:Email: mragans@cambridgecredit.org
Martin Lynch
Martin Lynch is a certified credit and housing counselor

NFCC Certified Credit Counselor
NCHEC Certified Program Manager

Martin Lynch email address:Email: mlynch@cambridgecredit.org
Marybeth Kolb
Marybeth Kolb is a certified credit counselor and reverse mortgage counselor

PFE Certified Debt Management Professional
HUD-Certified Housing Counselor
HUD-Approved Reverse Mortgage Counselor

Marybeth Kolb email address:Email: mkolb@cambridgecredit.org
Melina Rudy
Melina Rudy is a certified credit counselor

NFCC Certified Credit Counselor
HUD-Certified Housing Counselor
HUD-Approved Reverse Mortgage Counselor

Melina Rudy email address:Email: mrudy@cambridgecredit.org
Michelle Bailey
Michelle Bailey is a certified credit counselor

PFE Certified Debt Management Professional

Michelle Bailey email address:Email: mbailey@cambridgecredit.org
Richard Berthiaume
Richard Berthiaume is a certified credit counselor and reverse mortgage counselor

PFE Certified Debt Management Professional
HUD-Certified Housing Counselor
HUD-Approved Reverse Mortgage Counselor

Richard Berthiaume email address:Email: rberthiaume@cambridgecredit.org
Robin Kellerman
Robin Kellerman is a certified credit counselor

PFE Certified Debt Management Professional

Robin Kellerman email address:Email: rkellerman@cambridgecredit.org
Ronald Hopper
Ronald Hopper is a HUD certified housing counselor

HUD-Certified Housing Counselor
HUD-Approved Reverse Mortgage Counselor

Ronald Hopper email address:Email: rhopper@cambridgecredit.org
Ryan Graywacz
Ryan Graywacz is a certified credit counselor

NFCC Certified Credit Counselor

Ryan Graywacz email address:Email: rgraywacz@cambridgecredit.org
Ryan Merceri
Ryan Merceri is a certified credit counselor

NFCC Certified Credit Counselor
HUD-Certified Housing Counselor
HUD-Approved Reverse Mortgage Counselor

Ryan Merceri email address:Email: rmerceri@cambridgecredit.org
Sandra Loesch
Sandra Loesch is a certified credit counselor and reverse mortgage counselor

PFE Certified Debt Management Professional
HUD-Certified Housing Counselor
HUD-Approved Reverse Mortgage Counselor

Sandra Loesch email address:Email: sloesch@cambridgecredit.org
Sarah Beaton
Sarah Beaton is a certified credit counselor

PFE Certified Debt Management Professional

Sarah Beaton email address:Email: sbeaton@cambridgecredit.org
Sarah Read
Sarah Read is a certified credit counselor

PFE Certified Debt Management Professional

Sarah Read email address:Email: sread@cambridgecredit.org
Shanise Turner
Shanise Turner is a certified credit counselor

PFE Certified Debt Management Professional

Shanise Turner email address:Email: sturner@cambridgecredit.org
Stephanie Sullivan
Stephanie Sullivan is a certified credit counselor

NFCC Certified Credit Counselor

Stephanie Sullivan email address:Email: ssullivan@cambridgecredit.org
Tara Marshall
Tara Marshall is a certified credit counselor and reverse mortgage counselor

PFE Certified Debt Management Professional

Tara Marshall email address:Email: tmarshall@cambridgecredit.org
Timothy Greenman
Timothy Greenman is a certified credit counselor

NFCC Certified Credit Counselor

Timothy Greenman email address:Email: tgreenman@cambridgecredit.org
Tinamarie Cangemi
Tinamarie Cangemi is a certified credit counselor

NFCC Certified Credit Counselor

Tinamarie Cangemi email address:Email: tcangemi@cambridgecredit.org
Todd Friedhaber
Todd Friedhaber is a certified credit counselor, housing counselor and reverse mortgage counselor

Student Loan Counseling Manager
NFCC Certified Credit Counselor
HUD-Certified Housing Counselor
HUD-Approved Reverse Mortgage Counselor
NCHEC Certified Housing Counselor

Todd Friedhaber email address:Email: tfriedhaber@cambridgecredit.org
Tracy Levesque
Tracy Levesque is a certified credit counselor

PFE Certified Debt Management Professional

Tracy Levesque email address:Email: tlevesque@cambridgecredit.org
Trent Oliver
Trent Oliver is a certified credit counselor

NFCC Certified Credit Counselor

Trent Oliver email address:Email: toliver@cambridgecredit.org
Trina Garcia
Trina Garcia is a certified credit counselor

PFE Certified Debt Management Professional

Trina Garcia email address:Email: tgarcia@cambridgecredit.org
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