Are You Looking To Reduce or Eliminate Your Student Loan Debt?

Get a customized report from our self-help portal to learn all of YOUR options now. You could save THOUSANDS!

Learn all of your options to reduce or eliminate your student loan debt for only $39.95 and you could save thousands!

There are many options available that you may qualify for, from student loan reduction to student loan cancellation and forgiveness. Get a complete, customized report to learn all of the options available to you by completing our self-help portal now!

What is student loan counseling?

For many of us, when we enter college, the furthest thing from our minds is the amount of student loan debt we’ll have to pay back when we graduate. The hope is that our degrees and college experience will help us land a high-paying job right out of the gate. While true for some, most of us are faced with the harsh reality that it takes time to build a career and eventually earn enough income to be financially stable. Most of us leave school owing around $30,000 in student loans and when that first payment is due, it can be a rude awakening. The knee-jerk reaction is to call our loan servicers and request a forbearance or deferment. In most cases, the loan servicer will approve the request without giving us any information about the consequences of doing so. We’re typically so relieved to avoid having to make payments, we don’t even ask if there are other options, and the servicers certainly didn’t offer this information up.

Student loan counseling was established to ensure that borrowers are aware of ALL of their options so that they can pursue the one that’s in their best interest and that will save them the most amount of money. When you speak to a student loan counselor, they will review your budget and all of the federal student loan repayment plans that you may qualify for. They’ll show you what your monthly payments would be if you were to change plans or consolidate, and help you create a strategy that works for your specific circumstances. Even if you haven’t made a payment in years, our student loan counselors will help you design a budget to take advantage of the government’s loan rehabilitation program, which can bring your loan out of default, end garnishments and tax refund seizures, and give you the peace of mind that you’ve been looking for.

Some of the options that you may qualify for are:

  • Reduced monthly payments
  • Loan consolidation, cancellation, and forgiveness
  • Income-based repayment plans
  • End garnishments and tax levies

The first step in the process is to complete our self-help portal to learn all of the options available to you, based on your unique situation. Whether you’re interested in forbearance or deferment, loan forgiveness or cancellation, changing repayment plans or consolidating – even if you’ve been through the federal websites and don’t know what you want - our self-help portal will show you every option. Once you work through this portal, our counselors will discuss these options to help you better understand what's in your best interest.The advantage you’ll have in talking to a non-profit counselor is that we’re also prepared to look at your entire budget, to see if there are any other options that can help you manage your money better. There’s no reason to let student loan payments overwhelm your budget, especially when there may be options to bring your federal loans under control.

Self-Help Portal

Student Loan Counseling testimonial

As a nurse, I was shocked to learn that I qualified for complete loan forgiveness!

B. Rhalley Registered Nurse
Student Loan Counseling testimonial

Being a teacher is stressful enough. When you have the added stress of having to pay student loans on a pretty meager income, it's even more difficult. Having my loans forgiven has relieved me of an incredible amount of stress. Thank you Cambridge!

J. Tipton CA Public Schools
Student Loan Counseling testimonial

I work for a nonprofit agency. Cambridge just informed me that my loans will be completely forgiven after 10 years! I had no idea these benefits were available!

E. Ford National Non-Profit Leader

About Cambridge Credit Counseling

Cambridge is a NON-PROFIT counseling agency specializing helping people with all types of debt issues. Our services include credit counseling,debt management plans, foreclosure counseling, 1st-time home buyer courses, bankruptcy counseling, reverse mortgage counseling, and student loan counseling. Our counselors are certified professionals with over 14 years of average tenure with our agency. We offer credit counseling, debt management plans, housing counseling, reverse mortgage counseling, bankruptcy courses, first-time homebuyer assistance, and student loan counseling.

Call us today at (888) 661-7910 or Email us at

We are available Monday through Thursday, from 8am to 8pm, and on Fridays from 8am to 5pm, Eastern time.