Non-Profit Debt Relief Services

Cambridge offers a menu of non-profit debt relief services. We are proud to provide consumers with a wide-range of services in an effort to assist people with nearly any financial issue they may be having. Please select one of these debt relief services to learn more or to schedule an appointment with one of our certified counselors. You can also choose to call us toll-free at (800) 235-1407 Monday through Thursday, from 8am to 8pm, or Friday from 8am to 5pm, Eastern time.

Read our reviews and find out why consumers have rated us 5 out of 5 stars!

Top-rated debt counseling agency

Please select the service that best describes the issues you're having:

Credit Card Debt

Non-profit credit counseling and debt management services

Do you have too much credit card debt? Are you tired of making the minumum payment every month and getting nowhere? We may be able to help you get out of credit card debt fast and save money every month.

Housing Issues

HUD-approved housing counseling services

Housing issues can range from having difficulty paying your mortgage to needing help buying your first home. We are HUD-Approved to offer many valuable services all designed to help you with whatever housing problems you may be having.

Student Loans

Student Loan Counseling services

Student loan debt is a problem that affects millions of Americans. It is the second highest source of consumer debt second to mortgage debt. The good news is that there are many programs available to assist with your Federal loans.

Reverse Mortgages

MA Department of Elder Affairs approved Reverse Mortgage/HECM counseling

If you're a senior thinking about getting a reverse mortgage, you'll need to participate in a non-biased counseling session with one of our reverse mortgage counselors so that you understand the pros and cons of this loan product.

Foreclosure Help

HUD-approved foreclosure intervention counseling

The fear of foreclosure is still something that's experienced by millions of Americans. Whether you're behind on your mortgage payments or if you can foresee a problem with making a payment in the future, it's important to understand what could happen with your home.


Dept. of Justice EOUST approved Bankruptcy Counseling services

If you're filing for bankrupcty, the law stipulates that you must participate in a credit counseling course before you file, and a debtor education course before your debts can be discharged. Enroll in this certificate course now!

1st Time Homebuyer

MassHousing, Veterans Affairs, and USDA loan assistance

Are you looking to purchase your first home? If so, consider participating in our online first time homebuyer courses. You'll get the knowledge that every first time homebuyer needs to be a responsible homeowner, and you may even enjoy downpayment assistance through MassHousing, VA, or the USDA.

Financial Education

Free financial education articles and videos

At the root of most financial issues is a lack of financial education. We offer consumers the basic financial literacy information that everyone needs to understand how to be smarter consumers and avoid debt issues altogether. Check out are hundreds of articles and videos here!