Want to Save Money on Your Monthly Credit Card Payments?

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Cambridge is the #1 rated debt counseling agency on ConsumerAffairs.com
Cambridge maintains an A+ rating with the BBB

If you're looking to save money every month on your credit card bills, we may be able to help. Here's how:

  • Average credit card interest rate reduction of 65%
  • Average credit card payment savings of 24%
  • Average debt repayment in just 50 months

It's never been easier to save money on credit card payments AND get out of debt fast!

Cambridge Credit Counseling is a non-profit agency specializing in helping people get out of debt and save money every month on their credit card payments. Our program is simple: We will consolidate all of your individual credit card payments into one monthly payment that we will then disburse to your creditors. As a result of your enrollment on our program, creditors offer certain benefits to help you get out of debt fast and save money in the process.

BUT, HOW CAN I SAVE MONEY? I CAN BARELY AFFORD THE MINIMUM PAYMENTS NOW!

Most people looking to save money on their credit card payments have either too much credit card debt, or their interest rates are too high. When your interest rates are high, very little of your monthly payment is going toward the actual balance. Most of this payment goes toward paying the interest that’s accruing. When people pay JUST the minimum monthly payment on their credit cards every month, it will take many years, sometimes decades, to pay off their accounts.

However, when clients choose to pay their credit card accounts through our debt management program, they enjoy many benefits, including a reduction in their interest rates. In fact, on average, our clients' interest rates are reduced from over 22% down to just about 8% as a result of their enrollment in our debt management program. This is a huge savings and results in more of your monthly payment being used to pay down the balance as opposed to most of that payment going toward the interest. This means that you save money every month and get out of debt much faster than you could on your own, making just the minimum monthly payments.

DOES EVERYONE SAVE MONEY ON THEIR CREDIT CARD PAYMENTS?

Everyone’s financial situation is unique, so we can’t say that everyone will enjoy the exact same benefits. Our certified credit counselors will first need to perform a FREE DEBT ANALYSIS to see if you qualify for the assistance. Your counselor will take a look at your income and expenses, discuss your unique situation, and create a customized action plan to help you get out of debt fast and save money on your credit card payments. One of the possible options that your counselor may suggest is enrollment onto a debt management plan. However, keep in mind that our counselors will only offer this option if it determined to be in your best interest. Some consumers just need simple budgeting advice, or some form of financial education, which we are happy to provide to you at no cost.

I WANT TO SAVE MONEY ON MY CREDIT CARD PAYMENTS! HOW DO I GET STARTED?

Getting started is as simple as scheduling your one-on-one debt analysis with one of our certified credit counselors. You can do that by calling (888) 774-6592 or by completing the form at the top of this page. The call is completely confidential and we will never share your information with anyone, for any reason. Furthermore, you are never obligated to become a Cambridge client just by participating in this free debt analysis.