How to Prepare for a Hurricane

Due to their coastal nature, not all states are at risk for a hurricane's wrath. However, they may still be susceptible to strong thunderstorms as a result of hurricanes on the coast. The damage from a hurricane can be attributed to high winds, flood waters, and flying debris.

Before a Hurricane

• Where your home is located is going to be the deciding factor in how much risk you're facing when it comes to flooding from a hurricane. Click here to find out what your home's flood risk is.
• If you're keeping track of the storms on the news, you will most likely have a warning for a hurricane coming your way. This will give you ample time to prepare your home as best you can:
  • Install storm shutters or board up your windows
  • Install straps or clips to secure your roof to your home's frame
  • Trim trees and shrubs to increase wind resistance
  • Remove loose and clear clogged gutters
  • Reinforce garage doors
  • Move all outdoor furniture, decor, garbage cans, etc. into your home until the storm passes
  • Turn off utilities (electric, gas, etc.)
• If you are able to stay in your home without risk of flooding:
  • Fill bathtubs and large containers with water
  • Close all interior doors, secure exterior doors
  • Keep all blinds and curtains closed
  • Position yourself on the lowest level possible in a small room that is away from windows and glass doors; lie under a sturdy object.
• If you are not able to stay in your home, you need to select a location of higher ground that you will head for in the event of a hurricane. Have alternate routes in mind in case streets are closed. You should evacuate if you live in any of the following locations:
  • Mobile home or Temporary structure
  • High-Rise building
  • Coastal, on a floodplain, near a river, or an island waterway

After a Hurricane

• Do not assume the storm has completely passed until you receive an update via weather radio stating it has done so.
• If you have left your home, do not re-enter your home until it has been inspected for structural damage.
• Remove wet items and carpeting from the hold as soon as possible to prevent mold growth.
• Throw away food that has been damaged by floodwaters. This includes cans that have come in contact with the water in any way.
• File your Flood Insurance Claim:
  1. Call your agent
  2. Take photos of all damaged items and areas
  3. Take inventory of damaged or lost items (include age and value if possible