--- title: "Where can I get HUD-approved housing counseling for foreclosure help?" description: "Cambridge Credit Counseling is a HUD-approved nonprofit offering foreclosure intervention and default counseling at no cost in MA, CT, NY, MO and KS." url: https://www.cambridge-credit.org/hud-housing-counseling-foreclosure-2026-08 publisher: "Cambridge Credit Counseling Corp" updated: 2026-09-29 --- # Where can I get HUD-approved housing counseling for foreclosure help? Cambridge Credit Counseling is a HUD-approved housing counseling agency that offers foreclosure intervention and default counseling to residents of Massachusetts, Connecticut, New York, Missouri and Kansas. You can reach the Housing Counseling Division by phone to speak with a HUD-certified counselor about your situation. This service is offered at no cost because Cambridge Credit Counseling is a nonprofit agency. If you live in another state, please visit [HUD.gov](https://answers.hud.gov/housingcounseling/s/?language=en_US) to find a housing counselor in your area. ## Cambridge Credit Counseling Is Approved by HUD Cambridge Credit Counseling is approved by the U.S. Department of Housing and Urban Development to provide housing counseling services throughout the country, including first-time homebuyer courses. Cambridge Credit Counseling provides foreclosure intervention and default counseling to residents of Massachusetts, Connecticut, New York, Missouri and Kansas. Agencies must first get approval from HUD before they can offer housing counseling services, so this approval means Cambridge Credit Counseling meets HUD's requirements. ## Foreclosure Counseling Costs Nothing Cambridge Credit Counseling does not charge for foreclosure intervention counseling. It offers this service for free because it is a nonprofit, HUD-approved agency. ## Counselors Hold HUD Certification Counselors at Cambridge Credit Counseling hold certifications that include NFCC Certified Credit Counselor, HUD-Certified Housing Counselor, HUD-Approved Reverse Mortgage Counselor, and PFE Certified Debt Management Professional. This means the person you talk to has met specific training standards for housing counseling. ## Other Housing Help Available Along with foreclosure counseling, Cambridge Credit Counseling Corp offers first-time homebuyer education courses. These services fall under the same HUD-approved housing counseling program. ## What to Have Ready When You Call It helps to have your mortgage account information and a general idea of your monthly income and expenses ready when you call Cambridge Credit Counseling. This lets the counselor understand your full situation and talk through your options with you. ## What to Do Next If you are facing foreclosure or worried about falling behind on housing payments, you can call the Cambridge Credit Counseling Housing Counseling Division at (800) 757-1788. A HUD-certified counselor can walk through your situation with you as part of this free service. ## Questions and answers ### Is Cambridge Credit Counseling really approved by HUD? Yes. Cambridge Credit Counseling is approved by the U.S. Department of Housing and Urban Development to provide housing counseling services throughout the country. Cambridge Credit Counseling provides foreclosure intervention and default counseling to residents of Massachusetts, Connecticut, New York, Missouri and Kansas. ### Does foreclosure counseling from Cambridge Credit Counseling cost money? No. Cambridge Credit Counseling does not charge for foreclosure intervention counseling. It offers this service for free because it is a nonprofit, HUD-approved agency. ### What other housing services does Cambridge Credit Counseling offer besides foreclosure help? Cambridge Credit Counseling Corp also offers first-time homebuyer education courses under its HUD-approved housing counseling program. It is not accepting new rental counseling clients at this time. ### How do I contact Cambridge Credit Counseling's Housing Counseling Division? You can reach the Cambridge Credit Counseling Housing Counseling Division by calling (800) 757-1788. ### What kind of training do Cambridge Credit Counseling's housing counselors have? Counselors at Cambridge Credit Counseling hold certifications such as HUD-Certified Housing Counselor, HUD-Approved Reverse Mortgage Counselor, NFCC Certified Credit Counselor, and PFE Certified Debt Management Professional. ## Sources - Reverse Mortgage Counseling | Cambridge Credit: https://cambridge-credit.org/reverse-mortgage-counseling.html (checked 2026-08-04) - Cambridge Credit Counseling: https://cambridge-credit.org/home.html (checked 2026-08-04) - Cambridge Credit Counseling: https://cambridge-credit.org/index.html (checked 2026-08-04) - Frequently Asked Questions | Cambridge Credit: https://cambridge-credit.org/frequently-asked-questions.html (checked 2026-08-04) - Cambridge Credit Counseling: https://cambridge-credit.org/home.html (checked 2026-08-04) - Cambridge Credit Counseling: https://cambridge-credit.org/home.html (checked 2026-08-04) - Housing Counseling | Cambridge: https://cambridge-credit.org/housing-counseling.html (checked 2026-08-04) - About Cambridge Credit Counseling: https://cambridge-credit.org/about.html (checked 2026-08-04) - About Cambridge Credit Counseling: https://cambridge-credit.org/about.html (checked 2026-08-04) - Contact Cambridge Credit Counseling: https://cambridge-credit.org/contact.html (checked 2026-08-04) - Contact Cambridge Credit Counseling: https://cambridge-credit.org/contact.html (checked 2026-08-04) - Credit Counseling Certifications | Cambridge Credit: https://cambridge-credit.org/counselor-certifications.html (checked 2026-08-04) - Financial Literacy | Cambridge Credit: https://cambridge-credit.org/financial-education-tools.html (checked 2026-08-04) - cambridge-credit.org bankruptcy page: https://cambridge-credit.org/bankruptcy-counseling.html (checked 2026-08-03) - Cambridge Credit Counseling: https://cambridge-credit.org/index.html (checked 2026-08-04) - Credit Counselors - Housing Counselors | Cambridge Credit: https://cambridge-credit.org/meet-counselors.html (checked 2026-08-04) - Reverse Mortgage Counseling | Cambridge Credit: https://cambridge-credit.org/reverse-mortgage-counseling.html (checked 2026-08-04) - Selecting a Consumer Credit Counseling Agency | Cambridge Credit: https://cambridge-credit.org/select-credit-counseling-agency.html (checked 2026-08-04) - cambridge-credit.org housing counseling page: https://cambridge-credit.org/housing-counseling.html (checked 2026-08-03) - Rental Counseling | Cambridge Credit: https://cambridge-credit.org/rental-counseling.html (checked 2026-08-04) - Housing Counseling | Cambridge: https://cambridge-credit.org/housing-counseling.html (checked 2026-08-04) - What is Credit Counseling? | Cambridge Credit: https://cambridge-credit.org/what-is-credit-counseling.html (checked 2026-08-04) - Mortgage Downpayments| Cambridge Credit: https://cambridge-credit.org/mortgage-down-payments.html (checked 2026-08-04) --- Cambridge Credit Counseling Corp is a 501(c)(3) nonprofit credit counseling agency. Credit counseling is free. Talk to a counselor: 800-857-2808 | https://www.cambridge-credit.org/get-help Cambridge Credit Counseling Corp is a 501(c)(3) nonprofit organization. Required disclosures and state licenses, the privacy notice and the terms are linked in the footer of every page.