How can Cambridge help me pay my credit card bills?
Cambridge Credit Counseling has been helping people pay their credit card bills and other unsecured bills for over 20 years. We offer simple, safe financial solutions for paying your credit card bills without having to file for bankruptcy and without the need for you to take out another loan. Here's how we help:
- We help by consolidating all of your credit card bills into one simple payment
- We work with your creditors to reduce your interest rates by an average of 64%!
- We save our average clients 25% on their credit card payments
- We help our clients eliminate their credit card debt in an average of just 48 months
So, if you're struggling every month just to pay the minimum payments on your credit card bills, take advantage of our FREE, one-on-one debt analysis. You'll work with one of our nationally certified credit counseling professionals to develop a spending plan and to determine the most appropriate course of action for YOU!
Schedule a Free Consultation with a Certified Counselor
Complete this form or call (800) 235-1407 for a FREE debt consultation with a certified credit counselor!
Pay your credit card bills with the help of a trusted non-profit.
Excessive credit card and other unsecured debt can make it difficult for people to pay their bills and can really hinder a person's ability to get ahead in life. High credit card interest rates and fees can make it almost impossible to get the balances paid down, and it can be difficult to find the help you need to pay the bills. In fact, most of the people we speak to every day have found themselves asking, "isn't there anyone that will help me pay my bills more effectively?" At Cambridge, we're committed to helping you pay your bills and get you out of debt as quickly as possible, with the least amount of cost to you.

We offer simple, safe financial solutions to help you pay your credit card bills
There's no easy way to get out of debt, but we make the process as simple and safe as possible. If you're like most of us, you're likely not paying much more than the minimum payments on your credit cards every month, and you're probably not seeing your balances decreasing by very much. Did you know that by paying just the minimum payments on your credit card bills, it will likely take you decades to pay your balances in full? Clients who choose Cambridge to help them pay their bills are debt free in an average of just over 4 years and we are able to save them an average of $142 per month on their credit card payments.
How does Cambridge help me pay my bills?
OK, here's how the process works: First, you'll need to schedule your FREE, one-on-one debt consultation with one of our certified credit counselors. You can do that simply by completing the above form or by calling (800) 235-1407. Your counselor will review your income and expenses and, together, you'll discuss a plan of action appropriate to your unique situation. If you choose to enroll in our program and allow Cambridge to help you pay your bills, you'll make ONE CONVENIENT MONTHLY PAYMENT to our agency and we'll disburse individual payments to each of your creditors, taking the hassle out of making your monthly credit card bill payments.

What types of bills can Cambridge help me pay?
We specialize in helping people pay their credit card and other “unsecured” bills. Working with your creditors, we are typically able to obtain reductions on the interest rates and fees that your creditors are charging you, saving our clients an average of $142 every month! Although we aren’t able to help you pay your secured bills (mortgage, auto loans, etc.) or your monthly utility bills (electricity, heat, phone, etc.), the amount of money we are typically able to save you every month will help to provide more of a cushion to pay these other bills.
Complete the form above or call (800) 235-1407 for a FREE debt consultation!
What other services does Cambridge offer?
In addition to our debt management services, Cambridge offers a variety of other debt relief services, including:

What Cambridge's Debt Management Plan clients are saying...
Why Choose Cambridge Credit Counseling to help me pay my bills?
Since Cambridge is a nonprofit agency, most creditors will offer certain benefits that could help you pay off your debts faster than you could on your own, typically within a 4-5 year timeframe. These benefits can include reducing your interest rates, bringing your past-due accounts current, and eliminating or reducing your late and/or over-limit fees. In addition to these benefits, you will also get the added benefit of having one of our professional, certified credit counselors available to help you throughout the life of the program. You’ll also have access to your account information online and you’ll be able to speak with our experienced team of client services professionals who work to ensure that all of your accounts are properly serviced throughout the course of your enrollment.
You can also rest easy knowing that you're working with a reputable non-profit debt relief agency like Cambridge. Here's why:
- We are the highest rated debt counseling agencyon ConsumerAffairs.com
- We maintain an A+ rating with the Better Business Bureau
- We are fully committed to quality as an ISO 9001:2015 registered agency
- Our staff has an average tenure of over 14 years
- Our counselors are highly-trained, nationally certified professionals