Cash-Out Refinancing
When home owners want to access the equity in their homes, one option is to take advantage of cash-out refinancing.
Read full article, "Cash-Out Refinancing".Financial Literacy Articles & Videos
Housing & Mortgages
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Housing & Mortgage Videos:
Avoiding mortgage modification scamsDo mortgage modifications hurt credit scores?
Do you need renter's insurance?
Emergency Homeowner Loan Program (EHLP)
First-time home buyers programs
Home Affordable Refinance Program (HARP) gets a makeover
Homeowner affordability and stability plan
Homeownership
How to choose an affordable mortgage
Information that first-time home buyers need to know
Is now a good time for YOU to buy a home?
Is now a good time to buy a home?
Late mortgage payments hurt your credit
Mortgage downpayments
New second mortgage modifications
Obama's housing program
Reverse mortgage basics
Shopping for a home
The benefits of housing counseling
The importance of homeownership
The stress of foreclosure
"Underwater" homeowner program extended
Walking away from your home is not always the best option
What you need to know about reverse mortgages
Categories:
Budgeting & SavingCollege Students & Student Loans
Credit & Credit Cards
Credit Counseling
Financial Crisis
Government & Regulations
Holiday Spending
Housing & Mortgages
Kids & Money
Netgain Financial Literacy Lessons
Retirement & Investing
Housing & Mortgage Videos:
Avoiding mortgage modification scamsDo mortgage modifications hurt credit scores?
Do you need renter's insurance?
Emergency Homeowner Loan Program (EHLP)
First-time home buyers programs
Home Affordable Refinance Program (HARP) gets a makeover
Homeowner affordability and stability plan
Homeownership
How to choose an affordable mortgage
Information that first-time home buyers need to know
Is now a good time for YOU to buy a home?
Is now a good time to buy a home?
Late mortgage payments hurt your credit
Mortgage downpayments
New second mortgage modifications
Obama's housing program
Reverse mortgage basics
Shopping for a home
The benefits of housing counseling
The importance of homeownership
The stress of foreclosure
"Underwater" homeowner program extended
Walking away from your home is not always the best option
What you need to know about reverse mortgages
How to Prevent a Foreclosure
When homeowners are behind on their mortgage payments, one action that a lender can take is to foreclose on the home. If you're a homeowner struggling to keep up with their payments, or if you foresee a problem with making your payments in the future, don't delay...take action immediately!
Read full article, "How to Prevent a Foreclosure".
How Do Reverse Mortgages Work
Reverse mortgages have gained in popularity in recent years. Seniors who are at least 62 years of age may qualify for a reverse mortgage, but they should be aware of all of the pros and cons.
Read full article, "How Do Reverse Mortgages Work".
How to Save Money While Spring Cleaning
When springtime comes around, it's usually time for a deep spring cleaning. In addition to washing the windows and cleaning your siding, there are actually ways that you can save money!
Read full article, "How to Save Money While Spring Cleaning".
Money Saving Moving Tips
Moving to a new residence can ve very exciting...and very costly! Here are some tips to keep the cost of this process to a minimum.
Read full article, "Money Saving Moving Tips".
Mortgage Downpayments
How much should you put down on a mortgage? What is PMI? How does the size of a downpayment affect my mortgage payments? Learn more about mortgage downpayments right here.
Read full article, "Mortgage Downpayments".
Mortgage Basics
Do you know what makes up your mortgage payment? Are your property taxes included? What about your homeowners insurance? We'll teach you about the different types of mortgages and where the money goes after you make your payment.
Read full article, "Mortgage Basics".
Mortgage Modifications
For homeowners who havea reduction in income, or some other change in their financial lives, and find themselves behind on their mortgage payments or foresee a problem in the future, there are options available to help. A mortgage modification can reduce your interest rate and your monthly payment, and even bring your account current.
Read full article, "Mortgage Modifications".
Mortgage Shopping Tips
There are so many things to consider when thinking about getting a mortgage. What's your credit score? Is your credit report accurate? How do you improve your credit in order to qualify for better financing? Learn all that and more here.
Read full article, "Mortgage Shopping Tips".
Shopping for a Home
Before you even start looking for real estate online, you should have an idea as to what you can afford. You should also know what your credit score is because your score will have a direct impact on your financing options.
Read full article, "Shopping for a Home".
Winterizing Your Home
As the colder months start to approach, you should take some time and invest a few dollars into some basic winterizing techniques. These often simple improvements can save you hundreds, or even thousands of dollars in the years to come.
Read full article, "Winterizing Your Home".