A woman receiving counseling in her home.

What is Credit Counseling?

Credit counseling is an educational service offered by non-profit credit counseling agencies. However, it's not the same thing as Debt Management, as many people think.

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A debt settlement contract stamped APPROVED.

What is Debt Settlement?

There are many debt relief options available to consumers, but which is best for you? The answer to this can only be determined after a thorough review of your accounts by a certified debt specialist. Debt settlement is one option, but you shouldn't jump into anything that sounds too good to be true.

Read full article, "What is Debt Settlement?".
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