The first step in the process is to complete our self-help portal to learn all of the options available to you, based on your unique situation. Whether you’re interested in forbearance or deferment, loan forgiveness or cancellation, changing repayment plans or consolidating – even if you’ve been through the federal websites and don’t know what you want - our self-help portal will show you every option.
Once you work through this portal, our counselors will discuss these options to help you better understand what's in your best interest. The advantage you’ll have in talking to a non-profit counselor is that we’re also prepared to look at your entire budget, to see if there are any other options that can help you manage your money better. There’s no reason to let student loan payments overwhelm your budget, especially when there may be options to bring your federal loans under control.
Cambridge Credit Counseling is a 501(c)(3) not-for-profit agency, offering a variety of services to help consumers live more financially rewarding and responsible lives. This is accomplished through one of our many services, such as credit counseling & debt management, studentloan counseling, housing counseling, bankruptcy counseling, and personal finance educational initiatives.